Our primary goal in collecting personal information is to provide you with a smooth, efficient, and customized experience. You may browse our site without identifying yourself, or revealing any information about you or your company, however, we may collect your personal information, for example, when you:
By submitting your contact information and other information you are granting us, and our affiliated sites and vendors, permission to contact you via phone, mail, email or direct mail. We treat information about our former clients the same way in which we treat current client information. If you do not wish to be contacted, please email us at info@AmericanUnsecured.com.
The primary reason we collect information about you is to provide products and services that you have requested. We may collect information about you such as your name, email address, phone number, city, state & zip code, estimated credit ratings, estimated annual income, employment information, bankruptcy history, estimated total unsecured debt, estimated tax debt, social security number and/or bank account information ("Personal Information"). We may also collect information such as demographic data and data about your activity on our website ("Non-Personal Information"). We limit the amount and type of information we collect and retain only that which is required to establish and manage your accounts, understand your needs, provide you services, offer new products and services, and comply with legal and regulatory requirements.
We may use your information in the following ways: To provide the services you request; To provide you with additional products and services; To communicate with you about products or services which may be of interest to you; To provide you with support services; To research and analyze your use or interest in our products and services; To develop and display content and services tailored to your interests; To improve our website, products and services; To measure the effectiveness of our advertising content, and other activities; To consider a submitted job application.
We use advanced technology and information management techniques housed in secured buildings in multiple locations to implement security, audit, and control programs designed to protect your information in compliance with federal law.
We protect the privacy of your information using SSL (Secure Socket Layer) Technology to ensure your Personal Information cannot be accessed during transmission to our servers.
We also use SSL authentication technology to confirm the identity of both the computer ending, and the computer receiving your information. This safeguard keeps unauthorized people and companies from accessing your information.
AmericanUnsecured.com needs to share client personal information with Third Parties in order to run our everyday business. Those parties we may or may not share your personal information with could include: Affiliates or Companies with whom we have a formal business relationship, Non-Affiliates or Companies not related by common ownership and control, and with which we do not have a formal business relationship & Joint Marketing - A formal agreement between non-affiliated financial companies that together market financial products or services to you.
In the section below, we list the reasons we can share your personal information; the reasons we choose to share and whether you can limit this sharing:
|Reasons We Can Share Your Personal Information||Do We Share?||Can You Limit This Sharing?|
|For our everyday business purposes - such as to process your transactions maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you.||Yes||No|
|For joint marketing with other companies||Yes||No|
|For our affiliates' everyday business purposes - information about your transactions and experiences||Yes||Yes|
|For our affiliates' everyday business purposes - information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For non-affiliates to market to you||No||We do not share|
Federal law permits you the right to limit only the following: sharing for affiliates' everyday business purposes - information about your creditworthiness; affiliates from using your information to market to you; and, sharing for non-Affiliates to market to you.
You may opt out of any future contact from us at any time. You may also do the following at any time by emailing us at info@AmericanUnsecured.com:
You can choose not to provide us with certain information, but that may result in the inability to use certain features of our websites or receive certain products or services. In order to comply with legal requirements, we may be unable to delete your information from our database until the expiration of the applicable period.
For California Residents: On September 27, 2013, A.B. 370 was signed into law, amending the California Online Privacy Protection Act to require operators of commercial websites like ours to disclose: (1) How we respond to "Do Not Track" signals; and (2) Whether third parties collect personally identifiable information (PII) about users when they visit us.
We do not engage in the collection of personally identifiable Information (PII) about an individual consumer's online activities over time and across third party websites or online services. We do not honor "do not track" signals. Users who chose to use "do not track" signals will still have access to the service. We do not permit third parties to collect PII about an individual consumer's online activities over time and across different websites when a consumer uses the service.
Patriot Act: Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens up an account or changes an existing account. This federal requirement applies to all new clients and current clients. This information is used to assist the United States government in the fight against the funding of terrorism and money -laundering activities. While we are not a financial institution, lending partners we work with are financial institutions. What this means to you: when you submit information to us, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. This information will be passed on to the lending partner that you are connected with.
For questions, or to limit sharing, please contact us at info@AmericanUnsecured.com.
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