Questions people ask us

A free online form that sends your loan request to a network of lenders and lending partners. We are not a lender; we don't make credit decisions, set terms or fund loans. Lenders in the network pay us for the introduction.

From $100 to $5,000. The amount you're offered, if any, is decided by the lender based on your information, your state and the law there.

No. There is never a fee for using this site. If you accept a loan, its cost is set by the lender and shown to you in writing first. See what to look for.

Your contact details, Social Security number, date of birth, income and next pay date, driver's license number, and the routing and account number of the bank account where a loan would be deposited.

Lenders use them to verify who you are, decide whether to make an offer, and deliver the money. The form explains each one as it's asked. The details travel over an encrypted connection to the lender network and are not stored by this site.

You need to be at least 18, have a regular source of income, and have a checking or savings account that can receive a deposit. The service isn't offered in every state; the form will tell you if yours isn't covered.

We don't run credit checks. A lender who reviews your request may, through a credit bureau or another data provider, and that can affect your score. Many lenders in the network look at more than a credit score.

The form takes about four minutes. Lenders usually respond within minutes. If you're approved and accept, funds are typically deposited by the next business day, depending on the lender and your bank.

That's set out in the lender's agreement: how many payments, how much, on what dates, usually drawn from the account you gave. Questions about a loan go to the lender, whose contact details are on the agreement. If you can't make a payment, call them before the due date.

We'll tell you plainly, and point you to other options that often cost less. Lender criteria change, so a later request can get a different answer.

When you send a request you agree that we and the lenders and partners on our partners page may contact you about it by phone, text and email. You can withdraw that consent at any time by replying STOP to a text or by contacting us. Consent to contact is not a condition of getting a loan.

The form runs over an encrypted connection, this site doesn't store what you type, and we never sell your information to anyone outside the lender network you sent it to. Our privacy policy has the detail.